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Friday, November 30, 2007

Choosing the right credit card by Natasha Mcintosh

When was the last time you heard about a new and improved credit card? Probably the last time you watched television. When was the last time you received an offer to apply for a new credit card? Most likely the last time you checked the mail. These days, the competitiveness of card companies works in favor of consumers, who benefit from the ever-increasing incentive plans offered. The first thing a consumer must think about when applying for a card is what will it be used for. Which type of card will I qualify for? There are three main categories of cards: secured, regular and reward or rebate. Where you fall on the scale depends upon your credit history. If you're in the process of trying to rebuild your credit, a secured card can help you achieve that. The other categories are differentiated by the types of services they afford. The purpose of this article is to simplify that process by going to http://royalitycredit.NewCreditApplications.com this site helps consumer choose the right card for them in one simple step.